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Typically speaking, one would want to be insured if they decide they would like to own and, simultaneously, buy a car. Getting insured is easy... if you don't care about your rates. However, if you're looking for inexpensive auto insurance, then you'll probably want to consider a few factors of your current position. Honestly speaking, running out and jumping the first provider you see won't get you a very good rate (unless you're one lucky SOB). So if you're more money conscious, and I'm hoping you are with today's economy, then you need to look around a little more and study a little bit.
Before you go get a quote, ask yourself a few questions: How many wrecks have I ever gotten in? How many this past (year, 5 years, 10 years)? How many speeding tickets have I accumulated? How many moving violations (stop sign ignorance, red light running, etc.) have I committed? What make and model is my car? How much did the car cost? What color is my car (red cars, for example, cost more for insurance)? All of this, and more, factors into what makes and breaks an inexpensive auto insurance quote. You could call it your "driver rating", if you put it all together. Did I forget to mention that gender even matter? Well it does. Women are lucky, I must say.
All in all, it's "simple" to get auto insurance. However, it is not exactly "easy" to get inexpensive auto insurance. A good thing to do would be to maybe get a broker. These cool people can actually connect to several insurance providers annoyingly fast. With this power, a broker can get you a good insurance quote pretty easily. If you're bad with money, or you just don't want to go through the hassle, throw a few bucks on the line so someone else that's better at it can do it for you.
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